Balance Transfer
A transfer being declined usually comes down to one lender's internal rate policy for your loan size or tenure remaining — not your repayment record. We check the whole panel instead of one lender's answer.
Already have a home loan at a higher rate? Move the balance to a lender offering less — same loan, lower EMI or shorter tenure.
Before You Apply
What we'll ask about
- We'll need your current outstanding amount and current interest rate to see if a transfer is actually worth it for you.
- Need extra funds while you're at it? A top-up on the same transfer is possible — we'll ask if you want one.
Documents
What you'll need on hand
Don't have everything yet? That's normal — your advisor will tell you what's essential to start versus what can follow later.
Also consolidating debt? This is also how we consolidate expensive personal loans — folding them into one lower-cost secured loan alongside the transfer.
Doorstep, start to finish
One advisor calls you back to gather your details, we collect documents at your home or office, compare your case across our panel, and stay on it through sanction and disbursal. See the full process.
Get a callback about your balance transfer case
Other loan products
Home Loan
Compare offers across our panel and get matched to the lender most likely to say yes — including after a prior rejection.
Loan Against Property
Unlock funds against property you already own — for business capital, education, or consolidating costlier debt.
Construction Loan
Building on land you own? Funds released in tranches as construction progresses, not all at once.