Construction Loan
Missing municipal approval or an unfinalized building plan is the usual reason a construction loan stalls at a branch. We'll tell you exactly what's missing before you apply, not after.
Building on land you own? Funds released in tranches as construction progresses, not all at once.
Before You Apply
What we'll ask about
- You'll need to already own the land — this product finances construction, not the land purchase itself.
- Funds are released in tranches tied to your construction stage (foundation, plinth, superstructure, finishing), not disbursed as one lump sum.
- An approved building plan and municipal approval strengthen the case significantly, though not every lender requires both upfront.
Documents
What you'll need on hand
Don't have everything yet? That's normal — your advisor will tell you what's essential to start versus what can follow later.
Doorstep, start to finish
One advisor calls you back to gather your details, we collect documents at your home or office, compare your case across our panel, and stay on it through sanction and disbursal. See the full process.
Get a callback about your construction loan case
Other loan products
Home Loan
Compare offers across our panel and get matched to the lender most likely to say yes — including after a prior rejection.
Loan Against Property
Unlock funds against property you already own — for business capital, education, or consolidating costlier debt.
Balance Transfer
Already have a home loan at a higher rate? Move the balance to a lender offering less — same loan, lower EMI or shorter tenure.