NRI Home Loan
No Indian credit history? That's genuinely not a dealbreaker here — it's the one loan type on our panel where a CIBIL score isn't required to get started, only your income abroad and the property details.
Buying property back home from abroad — remote KYC and a process built around your time zone, not branch hours.
Before You Apply
What we'll ask about
- Your CIBIL score is optional for this product — most of our NRI cases don't have an Indian credit file at all.
- We'll need your income currency and country of residence — income can be in INR, USD, GBP, EUR, AED, and several others.
- A resident-Indian co-applicant, if you have one, can make the case stronger.
Documents
What you'll need on hand
Don't have everything yet? That's normal — your advisor will tell you what's essential to start versus what can follow later.
Doorstep, start to finish
One advisor calls you back to gather your details, we collect documents at your home or office, compare your case across our panel, and stay on it through sanction and disbursal. See the full process.
Get a callback about your nri home loan case
Other loan products
Home Loan
Compare offers across our panel and get matched to the lender most likely to say yes — including after a prior rejection.
Loan Against Property
Unlock funds against property you already own — for business capital, education, or consolidating costlier debt.
Balance Transfer
Already have a home loan at a higher rate? Move the balance to a lender offering less — same loan, lower EMI or shorter tenure.